Business Context and Reporting Period
Company: Five Star Bancorp (FSBC)
Filing Type: Form 8-K (Current Report)
Date of Report: January 16, 2026
Reporting Period: Event-based report regarding a dividend declaration.
Key Financial Metrics
This filing does not contain comprehensive financial statements. The only specific financial metric disclosed is the declaration of a quarterly cash dividend of $0.25 per share of common stock.
- Dividend Amount: $0.25 per share
- Record Date: February 2, 2026
- Payment Date: Expected February 9, 2026
Revenue, profit, cash flow, margins, debt, and liquidity figures are not provided in this document.
Material Changes
The filing reports a corporate action rather than a change in operating performance. The Board of Directors declared a quarterly cash dividend, which represents a distribution of capital to shareholders. No material changes to revenue, expenses, or balance sheet items are detailed in this report.
Guidance, Outlook, and Risks
Management Commentary: The filing includes a standard "Special Note Concerning Forward-Looking Statements." Management cautions that statements regarding future events, business plans, and expected operating results are subject to risks and uncertainties that could cause actual results to differ materially from expectations.
Risks and Contingencies: The document references risk factors detailed in the Company's Annual Report on Form 10-K for the year ended December 31, 2024, and Quarterly Reports on Form 10-Q for the three months ended March 31, 2025, June 30, 2025, and September 30, 2025. No new specific risks or contingencies are introduced in this 8-K.
Investor Verification Checklist
- Verify the dividend payment date of February 9, 2026, against the company's official investor relations calendar.
- Confirm shareholder status as of the record date, February 2, 2026, to ensure eligibility for the $0.25 per share distribution.
- Review the referenced Form 10-K (2024) and Form 10-Q (Q3 2025) filings to assess the company's liquidity and ability to sustain this dividend payout.
- Check for any subsequent filings that may alter the dividend amount or payment schedule.