Business Context and Reporting Period
Company: Five Star Bancorp (FSBC)
Filing Type: Form 8-K (Current Report)
Date of Report: October 17, 2025
Reporting Period: Event-based report regarding a Board of Directors action on October 17, 2025.
Key Financial Metrics
This filing does not contain comprehensive financial statements, revenue, profit, cash flow, margin, debt, or liquidity metrics. The report focuses exclusively on a dividend declaration.
- Dividend Declared: $0.20 per share of common stock.
- Record Date: November 3, 2025.
- Payment Date: Expected November 10, 2025.
Material Changes
The filing reports a material event regarding shareholder returns: the Board of Directors declared a quarterly cash dividend. No other material changes to operations, assets, or liabilities are disclosed in this specific document.
Guidance, Outlook, and Risks
Management Commentary: The filing includes a standard "Special Note Concerning Forward-Looking Statements," cautioning that actual results may differ materially from expectations due to known and unknown risks.
Risks and Contingencies: The document references risk factors detailed in the Company's Annual Report on Form 10-K for the year ended December 31, 2024, and Quarterly Reports on Form 10-Q for the periods ended March 31, 2025, and June 30, 2025. No specific new risks are detailed within this 8-K text.
Investor Verification Checklist
- Verify the dividend amount ($0.20 per share) and payment schedule (November 10, 2025) against the attached press release (Exhibit 99.1).
- Confirm shareholder status as of the record date (November 3, 2025) to ensure eligibility for the dividend.
- Review the referenced Form 10-K and Form 10-Q filings for detailed financial performance and risk factors not included in this summary.