Business Context and Reporting Period
Company: Five Star Bancorp (FSBC)
Filing Type: Form 8-K (Current Report)
Date of Report: July 18, 2025
Reporting Period: Event-based report regarding a Board of Directors declaration on July 18, 2025.
Key Financial Metrics
This filing does not contain comprehensive financial statements, revenue, profit, cash flow, margin, debt, or liquidity metrics. The report focuses exclusively on a dividend declaration.
- Dividend Declared: $0.20 per share of common stock.
- Record Date: August 4, 2025.
- Payment Date: Expected August 11, 2025.
Material Changes
The filing reports a material event regarding shareholder returns: the Board of Directors declared a quarterly cash dividend. No other material changes to operations, assets, or liabilities are disclosed in this specific document.
Guidance, Outlook, and Risks
Management Commentary: The filing includes a standard "Special Note Concerning Forward-Looking Statements," cautioning that future results may differ materially from expectations due to known and unknown risks.
Risks and Contingencies: The document references risk factors detailed in the Company's Annual Report on Form 10-K for the year ended December 31, 2024, and the Quarterly Report on Form 10-Q for the three months ended March 31, 2025. It explicitly states that the information in this 8-K is not "filed" for purposes of Section 18 of the Exchange Act and is not incorporated by reference into other filings except as expressly set forth.
Investor Verification Checklist
- Verify the dividend amount ($0.20 per share) and payment schedule (August 11, 2025) against the attached press release (Exhibit 99.1).
- Confirm shareholder status as of the record date (August 4, 2025) to ensure eligibility for the dividend.
- Review the Form 10-K (2024) and Form 10-Q (Q1 2025) for detailed risk factors and comprehensive financial performance data not included in this 8-K.
- Check for any subsequent filings that may update the dividend payment date or amount.