Business Context and Reporting Period
OceanFirst Financial Corp. filed this Form 8-K on January 23, 2014, to announce financial results for the quarter ended December 31, 2013. The company is incorporated in Delaware and headquartered in Toms River, New Jersey.
Key Financial Metrics
The filing references a press release (Exhibit 99.1) containing detailed financial results for the quarter ended December 31, 2013. However, the text of this 8-K does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. Investors must refer to the attached press release for these figures.
Material Changes and Dividend Declaration
The Board of Directors declared a regular quarterly cash dividend of $0.12 per share on the company's outstanding common stock. The dividend is payable on February 14, 2014, to stockholders of record as of the close of business on February 3, 2014. No other material changes to operations or financial condition are detailed in the body of this report.
Guidance, Outlook, and Risks
This filing does not contain management commentary, forward-looking guidance, risk factors, or contingencies. Such information, if available, is contained within the referenced press release (Exhibit 99.1).
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release dated January 23, 2014) for specific Q4 2013 revenue, net income, and earnings per share figures.
- Verify the record date (February 3, 2014) and payment date (February 14, 2014) for the $0.12 per share dividend.
- Check the press release for any updates on loan portfolio performance, liquidity ratios, or regulatory capital levels not included in this summary.