Business Context and Reporting Period
Company: OceanFirst Financial Corp.
Filing Type: Form 8-K (Current Report)
Report Date: October 22, 2004
Event Reported: Disclosure of financial results for the quarter ended September 30, 2004, originally announced via press release on October 21, 2004.
Key Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. This report serves solely as a regulatory notice referencing a press release (Exhibit 99.1) which contains the detailed financial data.
Material Changes
The filing text does not provide specific details regarding material changes versus the prior comparable period. Investors must refer to the incorporated press release for comparative analysis.
Guidance, Outlook, and Risks
Management Commentary: The filing confirms the announcement of Q3 2004 results but does not include specific commentary, guidance, or outlook within the 8-K text itself.
Risks and Contingencies: No specific risks or contingencies are detailed in this filing text.
Unusual Items: None reported in the text of this filing.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release dated October 21, 2004) for actual financial figures.
- Verify the specific revenue and net income figures for the quarter ended September 30, 2004.
- Check for any year-over-year or quarter-over-quarter percentage changes in the referenced press release.
- Confirm if any forward-looking statements or guidance were included in the October 21 announcement.