Business Context and Reporting Period
This filing is a Form 13F Information Table submitted by Bank OZK (or an investment manager acting on its behalf) to the U.S. Securities and Exchange Commission. The reporting period covers holdings as of September 30, 2025. The document details the issuer's equity securities holdings, including common stocks and exchange-traded funds (ETFs), categorized by voting authority (Sole, Shared, or None).
Key Financial Metrics and Portfolio Composition
The filing provides a snapshot of the portfolio's composition rather than the company's operational financials (revenue, profit, cash flow). Key metrics derived from the table include:
- Total Portfolio Value: The filing lists individual security values in thousands of dollars. The aggregate value is not explicitly summed in the text, but the portfolio contains significant positions in large-cap equities.
- Top Holdings by Value:
- NVIDIA Corporation: 57,544 shares (Sole) + 4,077 shares (Other) valued at approximately $10.7M + $0.76M.
- Apple Inc.: 54,523 shares (Sole) + 6,582 shares (Other) valued at approximately $13.8M + $1.6M.
- Microsoft Corp: 20,612 shares (Sole) + 7,694 shares (Other) valued at approximately $10.6M + $3.9M.
- Eli Lilly & Co: 10,715 shares (Sole) + 1,583 shares (Other) valued at approximately $8.1M + $1.2M.
- Meta Platforms Inc: 5,576 shares (Sole) + 424 shares (Other) valued at approximately $4.0M + $0.3M.
- Asset Classes: The portfolio is heavily weighted toward U.S. equities, with significant allocations to Technology (NVIDIA, Microsoft, Apple), Healthcare (Eli Lilly, Merck, UnitedHealth), and Financials (JPMorgan, Bank of America, Bank OZK). It also holds various ETFs (e.g., iShares, SPDR, Vanguard) covering S&P 500, bonds, and international markets.
- Voting Authority: Most holdings are reported under "Sole" discretion, with a portion under "Other" (OTR) or "Shared" authority.
Material Changes Versus Prior Period
The filing text does not provide a clear value for the prior comparable period (e.g., June 30, 2025). Form 13F filings are snapshots of holdings at a specific date and do not inherently contain comparative data or percentage changes from the previous quarter within the table itself. Therefore, material changes in position size or value cannot be calculated from this document alone.
Guidance, Outlook, and Risks
The filing text does not provide a clear value for management commentary, future guidance, or specific risk factors. Form 13F is a regulatory disclosure of holdings and does not include narrative sections on outlook or contingencies. The standard disclaimer notes that the SEC has not reviewed the information for accuracy.
Important Facts for Investor Verification
- Self-Holding: Bank OZK holds its own common stock (4,557 shares, Sole authority) valued at approximately $232,315.
- Concentration Risk: The portfolio shows high concentration in mega-cap technology stocks (NVIDIA, Apple, Microsoft, Meta, Alphabet), which may increase volatility exposure.
- ETF Exposure: Significant portions of the portfolio are held via ETFs (e.g., iShares Core S&P 500, SPDR S&P 500), indicating a passive indexing strategy for a portion of the assets.
- Reporting Limitations: This document only reports holdings exceeding $100,000 in aggregate value per issuer. Smaller positions are not disclosed.
- Valuation Basis: Values are reported to the nearest dollar (in thousands) based on the reporting date (Sep 30, 2025) and may differ from current market prices.