PROVIDENT FINANCIAL HOLDINGS INC current report, Q3 FY2012

Business Context and Reporting Period

Company: Provident Financial Holdings, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: July 24, 2012
Event Date: April 24, 2012 (Board declaration of dividend)

Key Financial Metrics

This filing does not report revenue, profit, cash flow, margins, debt, or liquidity metrics. The report focuses exclusively on a corporate action regarding shareholder distributions.

  • Dividend Declared: $0.05 per share
  • Previous Dividend: $0.04 per share (paid June 1, 2012)
  • Dividend Increase: 25 percent

Material Changes

The primary material change is the increase in the quarterly cash dividend rate from $0.04 to $0.05 per share, representing a 25% increase over the prior quarter's payment.

Guidance, Outlook, and Management Commentary

The filing contains no forward-looking guidance, management commentary on financial performance, risk factors, or contingencies. It serves solely to disclose the dividend declaration details and the attached news release.

Investor Verification Checklist

  • Verify the record date of August 15, 2012, to confirm eligibility for the $0.05 dividend.
  • Confirm the payment date of September 5, 2012.
  • Review the attached Exhibit 99.1 for the full text of the news release regarding the dividend.