WAFD, INC. Form 8-K Summary
Business Context and Reporting Period
This Current Report on Form 8-K was filed by WAFD, INC. (WaFd) on August 12, 2025. The report pertains to a corporate action regarding the company's preferred stock securities.
Key Financial Metrics
The filing does not provide comprehensive financial statements, revenue, profit, cash flow, or debt metrics. The only specific financial data disclosed relates to a dividend declaration:
- Preferred Stock Dividend: $12.1875 per share on 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
- Depositary Share Dividend: $0.30468750 per depositary share (WAFDP), representing a 1/40th interest in a share of Series A Preferred Stock.
- Payment Date: October 15, 2025.
- Record Date: September 30, 2025.
Material Changes
The filing reports the declaration of a quarterly cash dividend on the Series A Preferred Stock. No other material changes to operations, financial condition, or capital structure are disclosed in this specific report.
Guidance, Outlook, and Risks
The filing contains standard forward-looking statements cautioning that actual results may differ materially from expectations due to known and unknown risks. It references the "Risk Factors" section of the Annual Report on Form 10-K for the year ended September 30, 2024, for a detailed list of uncertainties. The company explicitly states it has no obligation to update these forward-looking statements.
Investor Verification Checklist
- Verify the record date of September 30, 2025, to confirm eligibility for the dividend.
- Confirm the payment date of October 15, 2025, for cash flow planning.
- Review the Form 10-K for the year ended September 30, 2024, for detailed risk factors referenced in this report.
- Check the NASDAQ trading status for the depositary shares (WAFDP) to ensure proper settlement.