Business Context and Reporting Period
Company: Zions Bancorporation, National Association
Filing Type: Form 8-K (Current Report)
Report Date: October 20, 2025
Reporting Period: Quarter ended September 30, 2025
This filing announces the financial results for the third quarter of 2025 and references a conference call held on the date of the report to discuss these results.
Key Financial Metrics
The provided text serves as a cover document referencing the results but does not contain specific numerical data. The filing states that detailed financial metrics, including revenue, profit, cash flow, margins, debt, and liquidity, are contained in the attached exhibits (Exhibit 99.1 Press Release and Exhibit 99.2 Earnings Presentation) rather than in the body of this 8-K text. Therefore, the filing text does not provide a clear value for these metrics.
Material Changes
No specific material changes versus the prior comparable period are detailed in the text of this filing. The document indicates that such analysis is available in the referenced press release and presentation materials.
Guidance, Outlook, and Management Commentary
Management Commentary: The company announced its intent to host a conference call at 5:30 p.m. Eastern Time on October 20, 2025, to discuss the third-quarter results.
Guidance and Risks: The text does not provide specific forward-looking guidance, risk factors, or contingencies. It notes that the information furnished is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 and is not incorporated by reference into Securities Act filings.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific revenue, net income, and earnings per share figures for the quarter ended September 30, 2025.
- Examine Exhibit 99.2 (Earnings Presentation) for detailed margin analysis, liquidity positions, and management's outlook.
- Verify the conference call transcript for qualitative commentary on material changes and future guidance not captured in the written exhibits.
- Confirm the status of the "furnished" information to ensure it is not subject to the same liability standards as "filed" documents under Section 18.