Business Context and Reporting Period
Company: Assurant, Inc.
Filing Type: Form 8-K (Current Report)
Filing Date: November 4, 2004
Reporting Period: The filing references financial results for the three and nine months ended September 30, 2004, compared to the same periods in 2003.
Key Financial Metrics
The provided text is a cover sheet and index for the Form 8-K. It incorporates the actual financial data by reference to attached exhibits (Exhibit 99.1 Press Release and Exhibit 99.2 Financial Supplement). Consequently, the filing text itself does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity.
Material Changes
The filing text does not contain specific data regarding material changes versus the prior comparable period. It only confirms that a press release reporting on these results was issued on November 4, 2004.
Guidance, Outlook, and Risks
The text does not include management commentary, guidance, outlook, risks, contingencies, or unusual items. These details are contained within the incorporated exhibits (Exhibit 99.1 and 99.2) which are not included in the input text.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific revenue, earnings, and margin figures for the three and nine months ended September 30, 2004.
- Examine Exhibit 99.2 (Financial Supplement) for detailed statistical data and liquidity metrics.
- Verify year-over-year growth rates and material changes in operating results as detailed in the attached press release.
- Check for any forward-looking statements or risk factors disclosed in the full press release text.