Business Context and Reporting Period
Company: American Express Company
Filing Type: Form 8-K (Current Report)
Date of Report: April 20, 2016
Reporting Period: First Quarter of 2016
This filing serves as a notification that the Company issued a press release regarding its financial results for the first quarter of 2016. The filing references Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure).
Key Financial Metrics
Revenue, Profit, Cash Flow, Margins, Debt, and Liquidity: The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the attached press release (Exhibit 99.1) and the Company's website, which are not incorporated by reference into this specific 8-K document.
Material Changes
Reporting Format Change: Beginning with this quarter, the Company has altered its disclosure format. Information previously included in a separate "earnings supplement" is now located in the tables accompanying the press release and presentation slides available on the American Express investor relations website.
Operational Changes: The filing text does not provide specific details on material changes to operations or financial condition compared to the prior period; such details are referenced in the attached press release.
Guidance, Outlook, and Risks
Guidance and Outlook: The filing text does not contain specific guidance, outlook, or management commentary regarding future performance. These items are referenced as being available in the attached press release and website materials.
Risks and Contingencies: No specific risks or contingencies are detailed in the body of this 8-K filing.
Unusual Items: No unusual items are described in the filing text.
Investor Verification Checklist
- Verify the specific Q1 2016 financial results (revenue, earnings, margins) in the attached Exhibit 99.1 press release.
- Review the updated tables and presentation slides on the American Express investor relations website (http://ir.americanexpress.com) for data previously found in the earnings supplement.
- Confirm that the website materials are not incorporated by reference into this SEC filing, as explicitly stated in the report.