SEC Filing Summary: First PacTrust Bancorp, Inc.
Business Context and Reporting Period
This Form 8-K was filed on June 22, 2012, by First PacTrust Bancorp, Inc., the holding company for PacTrust Bank. The report details a corporate action regarding the declaration of a quarterly cash interest payment on outstanding Senior Notes.
Key Financial Metrics
The filing does not provide comprehensive financial statements, revenue, profit, cash flow, or debt levels. The only specific financial metric disclosed is the interest payment on Senior Notes:
- Quarterly Interest Payment: $0.47 per share
- Annualized Yield: 7.5%
- Payment Date: July 16, 2012
- Record Date: July 1, 2012
Material Changes
The filing reports a specific event (declaration of interest payment) rather than a comparative financial period. No material changes to revenue, margins, or liquidity are disclosed in this document.
Outlook, Risks, and Management Commentary
Management commentary is limited to the announcement of the interest payment. The filing does not contain forward-looking guidance, risk factors, or discussion of contingencies beyond the scheduled payment obligation.
Investor Verification Checklist
- Verify the record date of July 1, 2012, to confirm eligibility for the $0.47 per share payment.
- Confirm the payment date of July 16, 2012, for cash flow planning.
- Review the attached press release (Exhibit 99.1) for any additional context regarding the Senior Notes.
- Note that this filing does not contain updated financial performance data; refer to the most recent 10-Q or 10-K for comprehensive metrics.