SEC Filing Summary: First PacTrust Bancorp, Inc.
Business Context and Reporting Period
This Form 8-K was filed by First PacTrust Bancorp, Inc. on April 30, 2012. The filing serves as a current report announcing the issuance of an earnings release for the three-month period ended March 31, 2012. The registrant is incorporated in Maryland and maintains its principal executive offices in Irvine, California.
Key Financial Metrics
The provided filing text does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are detailed in the attached earnings release (Exhibit 99.1), which is incorporated by reference but not included in the source text provided.
Material Changes
The filing text does not provide specific data regarding material changes versus the prior comparable period. It only confirms that results for the quarter ended March 31, 2012, have been released.
Guidance, Outlook, and Management Commentary
Management scheduled a conference call for April 30, 2012, at 11:00 a.m. PST to discuss operating results and other matters. Presentation materials for this call were filed as Exhibit 99.2. The filing does not contain specific forward-looking guidance, risk factors, or details on contingencies within the text provided.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific Q1 2012 financial results.
- Access the conference call presentation (Exhibit 99.2) for management commentary and outlook.
- Verify the registrant name discrepancy: The filing is by First PacTrust Bancorp, Inc., while the request metadata referenced "Banc of California, Inc."
- Confirm the exact date of the earnings release (April 30, 2012) against market announcements.