Loandepot, Inc. current report, 02 October 2026

Full document

Business context and reporting period

loanDepot, Inc. filed this Form 8-K regarding an agreement entered into on October 2, 2026. The report was signed on October 7, 2026. The agreement is between indirect subsidiary loanDepot.com, LLC, its wholly owned subsidiary loanDepot Multi Asset NC, LLC, and Nomura Corporate Funding Americas, LLC.

Financing and key financial terms

  • The Master Repurchase Agreement provides for up to $125 million of aggregate uncommitted financing. The filing does not state that any amount has been drawn.
  • Eligible assets may include residential mortgage loans and, subject to conditions, interests in real estate owned properties. The company may sell assets to the buyer and later repurchase them.
  • The agreement expires September 30, 2027, unless extended or terminated earlier.
  • The filing provides no revenue, profit, cash flow, margin, debt balance, or liquidity metrics for the company.

Changes versus the prior comparable period

This filing reports entry into a new financing agreement. It does not provide comparable-period financial information or quantify the agreement’s effect on the company’s financial position.

Outlook, risks, and contingencies

Funding is uncommitted and subject to conditions precedent. The agreement includes customary representations, warranties, covenants, defaults, and indemnities. The company must cure a margin deficit when requested by the buyer. Following an event of default, financing may be terminated and repurchase obligations may be accelerated, making the repurchase price immediately due. The filing provides no management outlook or forecast.

Important facts for investors to verify

  • Whether and how much financing is ultimately made available or drawn under the uncommitted facility.
  • The complete agreement, including terms omitted from the filed exhibit as confidential, and any conditions or restrictions affecting eligible collateral.
  • Any margin calls, defaults, amendments, extensions, or termination, and the resulting effect on liquidity and repurchase obligations.