MCB

Business Context and Reporting Period

Company: Metropolitan Bank Holding Corp. (MCB)
Filing Type: Form 8-K (Current Report)
Date of Report: March 2, 2026
Reporting Period: Event-based (Announcement of upcoming Investor Day)

This filing serves as a Regulation FD disclosure to announce an upcoming Investor Day scheduled for March 3, 2026. The Company is the holding company for Metropolitan Commercial Bank.

Key Financial Metrics

The filing text does not provide specific financial metrics such as revenue, profit, cash flow, margins, debt, or liquidity figures. This document is a procedural announcement regarding an upcoming event rather than a financial results report.

Material Changes

No material changes to financial performance or operations are reported in this filing. The primary event is the scheduling of an Investor Day to discuss strategic initiatives.

Guidance, Outlook, and Management Commentary

Upcoming Event: An Investor Day will be held on Tuesday, March 3, 2026, from 9:30 a.m. to 1:30 p.m. ET.
Key Speakers: Mark DeFazio (Founder, President & CEO) and Dan Dougherty (EVP & CFO).
Discussion Topics:

• Commercial lending and credit, specifically skilled nursing and residential healthcare lending.
• Diverse deposit verticals, including solutions for EB-5 investments.
• Technology and Artificial Intelligence (AI) initiatives.

Exhibits: The Investor Day presentation is attached as Exhibit 99.1. The filing explicitly states that the information in Item 7.01 and Exhibit 99.1 is not deemed "filed" for purposes of the Securities Act and is not incorporated by reference into other filings.

Investor Verification Checklist

• Verify the date and time of the Investor Day (March 3, 2026, 9:30 a.m. ET).
• Access the attached Exhibit 99.1 for the full presentation slides and detailed strategic outlook.
• Confirm registration details for the virtual webcast via the provided link.
• Note that forward-looking statements in the presentation are not legally "filed" with the SEC under this specific 8-K.