Compared to Estimates, Usio (USIO) Q3 Earnings: A Look at Key Metrics

Zacks Zacks
Compared to Estimates, Usio (USIO) Q3 Earnings: A Look at Key Metrics

Usio Inc (USIO) reported $21.18 million in revenue for the quarter ended September 2025, representing a year-over-year decline of 0.7%. EPS of -$0.02 for the same period compares to -$0.02 a year ago.

The reported revenue represents a surprise of -6.03% over the Zacks Consensus Estimate of $22.54 million. With the consensus EPS estimate being $0.01, the EPS surprise was -300%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Usio performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Revenue- ACH and complementary services: $5.84 million versus the two-analyst average estimate of $5.21 million. Revenue- Credit card: $7.35 million compared to the $8.1 million average estimate based on two analysts. Revenue- Prepaid card services: $2.8 million compared to the $3.11 million average estimate based on two analysts. Revenue- Interest - Output Solutions: $0.05 million compared to the $0.04 million average estimate based on two analysts. Revenue- Interest - ACH and complementary services: $0.16 million versus $0.19 million estimated by two analysts on average. Revenue- Interest - Prepaid card services: $0.14 million versus the two-analyst average estimate of $0.25 million. Revenue- Output Solutions: $4.84 million versus the two-analyst average estimate of $5.83 million.

View all Key Company Metrics for Usio here>>>

Shares of Usio have returned +2.8% over the past month versus the Zacks S&P 500 composite's +4.6% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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