For the quarter ended June 2026, U.S. Bancorp (USB) reported revenue of $7.71 billion, up 10.1% over the same period last year. EPS came in at $1.35, compared to $1.11 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $7.62 billion, representing a surprise of +1.26%. The company delivered an EPS surprise of +5.47%, with the consensus EPS estimate being $1.28.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how U.S. Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (taxable-equivalent basis): 2.8% versus the four-analyst average estimate of 2.8%. Total nonperforming assets: $1.35 billion versus the four-analyst average estimate of $1.63 billion. Total nonperforming loans: $1.3 billion compared to the $1.57 billion average estimate based on four analysts. Net charge-off ratio: 0.5% versus 0.6% estimated by four analysts on average. Average Balances - Earning assets: $629 billion compared to the $633.73 billion average estimate based on four analysts. Book value per common share: $38.91 versus $38.68 estimated by four analysts on average. Efficiency Ratio: 57.1% compared to the 57.2% average estimate based on three analysts. Tier 1 Capital Ratio: 12.2% versus 12.3% estimated by two analysts on average. Leverage ratio: 8.9% compared to the 8.9% average estimate based on two analysts. Total Noninterest Income: $3.33 billion compared to the $3.28 billion average estimate based on four analysts. Net interest income (taxable-equivalent basis): $4.39 billion versus the four-analyst average estimate of $4.36 billion. Mortgage banking revenue: $169 million versus $163 million estimated by three analysts on average.View all Key Company Metrics for U.S. Bancorp here>>>
Shares of U.S. Bancorp have returned +8.8% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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This article originally published on Zacks Investment Research (zacks.com).