M&T Bank Corporation (MTB) reported $2.55 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 1.4%. EPS of $5.08 for the same period compares to $4.87 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $2.54 billion, representing a surprise of +0.51%. The company delivered an EPS surprise of +2.01%, with the consensus EPS estimate being $4.98.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how M&T Bank performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 54.4% compared to the 54.6% average estimate based on four analysts. Net charge-offs to average total net loans: 0.4% versus the four-analyst average estimate of 0.4%. Average Balance - Total earning assets: $196.74 billion compared to the $197.19 billion average estimate based on three analysts. Tier 1 Capital Ratio: 11.9% versus the two-analyst average estimate of 11.8%. Net interest margin: 3.7% compared to the 3.7% average estimate based on two analysts. Trust income: $230 million versus the four-analyst average estimate of $225.98 million. Total other income: $743 million compared to the $712.12 million average estimate based on four analysts. Mortgage banking revenues: $152 million versus the four-analyst average estimate of $143.89 million. Service charges on deposit accounts: $109 million versus $118.61 million estimated by four analysts on average. Net interest income - taxable-equivalent: $1.81 billion versus $1.83 billion estimated by four analysts on average. Other revenues from operations: $85 million compared to the $107.5 million average estimate based on two analysts. Net Interest Income: $1.79 billion versus the two-analyst average estimate of $1.81 billion.View all Key Company Metrics for M&T Bank here>>>
Shares of M&T Bank have returned -3.4% over the past month versus the Zacks S&P 500 composite's +2.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Beyond Nvidia: AI's Second Wave Is Here
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M&T Bank Corporation (MTB): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).