SEC Filing Summary: Bank of the James Financial Group Inc.
Business Context and Reporting Period
This Form 8-K Current Report, dated April 21, 2004, was filed by Bank of the James Financial Group, Inc. to disclose the issuance of a press release on April 20, 2004. The report pertains to the fourth quarter earnings results for the fiscal quarter ending March 31, 2004, for its wholly-owned subsidiary, Bank of the James.
Key Financial Metrics
The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. The document serves as a notification of the earnings announcement rather than a detailed financial statement. Specific metrics are contained within the attached press release (Exhibit 99.1), which is not included in the provided text.
Material Changes
The filing does not detail material changes versus the prior comparable period. It references the release of fourth-quarter results but does not summarize the performance trends or variances within the body of the 8-K.
Guidance, Outlook, and Risks
The filing text does not contain management commentary, forward-looking guidance, risk factors, contingencies, or unusual items. These details are presumed to be in the referenced press release (Exhibit 99.1).
Investor Verification Checklist
- Review the full text of the press release dated April 20, 2004 (Exhibit 99.1) for specific Q4 2004 financial figures.
- Verify the exact net income, revenue, and earnings per share reported for the quarter ended March 31, 2004.
- Check for any year-over-year comparisons or management commentary on future outlook included in the press release.
- Confirm if there were any non-recurring items affecting the reported earnings.