ENVA

Value Q4, 24Q1, 25Q2, 25Q3, 25Q4, 25 TTM Total revenue 729.55 M745.54 M764.04 M802.68 M839.39 M 3.15 B Gross profit 413.04 M426.18 M441.46 M460.71 M501.89 M 1.83 B Operating expenses 257.84 M254.28 M257.35 M263.93 M315.25 M 1.09 B Selling/general/admin expenses 189.21 M181.75 M183.36 M187.01 M238.68 M 790.8 M Research & development ————— — Operating income 155.2 M171.9 M184.11 M196.78 M186.65 M 739.43 M Non-Operating Income, Total -902 K-452 K-885 K90 K595 K -652 K Interest expense, net of interest capitalized 76.99 M80.54 M82.78 M86.95 M89.03 M 339.31 M Non-Operating Income, excl. Interest Expenses -77.89 M-81 M-82.65 M-86.86 M-88.43 M -338.94 M Unusual income/expense 00-1.02 M00 -1.02 M Pretax income 77.4 M91.03 M101.05 M110.17 M98.78 M 401.03 M Equity in earnings 92 K120 K613 K258 K568 K 1.56 M Taxes 13.7 M18.08 M24.9 M29.86 M19.8 M 92.64 M Non-controlling/minority interest ————— — After tax other income/expense ————— — Net income before discontinued operations 63.7 M72.94 M76.15 M80.31 M78.98 M 308.39 M Discontinued operations ————— — Net income 63.7 M72.94 M76.15 M80.31 M78.98 M 308.39 M Dilution adjustment ————— — Preferred dividends ————— — Diluted net income available to common stockholders 63.7 M72.94 M76.15 M80.31 M78.98 M 308.39 M Basic earnings per share (Basic EPS) 2.422.843.013.223.18 12.25 Diluted earnings per share (Diluted EPS) 2.292.692.863.032.94 11.52 Average basic shares outstanding 26.92 M25.68 M25.3 M24.95 M25.17 M 101.1 M Diluted shares outstanding 28.2 M27.1 M26.65 M26.47 M26.77 M 107 M EBITDA 483.58 M495.1 M510.82 M543.11 M535.7 M 2.08 B EBIT 471.71 M491.26 M506.69 M538.75 M524.14 M 2.06 B Cost of revenue ————— — Other cost of goods sold ————— — Depreciation & amortization (cash flow) 11.87 M3.84 M4.13 M4.36 M11.56 M 23.89 M