Midland States Bancorp, Inc. - Form 8-K Summary
Business Context and Reporting Period
This Form 8-K was filed by Midland States Bancorp, Inc. on July 28, 2026. The filing serves as a Regulation FD disclosure to distribute an investor presentation intended for use in meetings with investors and analysts.
Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. The document acts as a cover for an attached presentation (Exhibit 99.1) which contains the detailed financial data, but the text of the 8-K itself does not list these metrics.
Material Changes
No material changes to financial performance or operations are detailed in the text of this filing. The report focuses solely on the dissemination of the attached investor presentation.
Guidance, Outlook, and Risks
Management commentary, guidance, and risk factors are contained within the attached Exhibit 99.1 (Investor Presentation). The filing explicitly states that the information in Item 7.01 and the attached exhibits shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, nor incorporated by reference in any filing under the Securities Act of 1933, except as expressly set forth by specific reference.
Key Facts for Investor Verification
- Verify the contents of Exhibit 99.1 (Investor Presentation) for actual financial data and strategic outlook.
- Note the legal disclaimer that the presentation is not considered "filed" under Section 18 of the Exchange Act.
- Confirm the company's securities are traded on The Nasdaq Stock Market LLC under symbols MSBI (Common Stock) and MSBIP (Preferred Stock).
- Review the presentation for any forward-looking statements that may differ from historical performance.