Midland States Bancorp, Inc. (MSBI) - Form 8-K Summary
Business Context and Reporting Period
Midland States Bancorp, Inc., a bank holding company incorporated in Illinois, filed this Current Report on Form 8-K on January 23, 2025. The filing serves to announce the Company's financial results for the fourth quarter of 2024 and provides access to a related slide presentation.
Key Financial Metrics
The provided text is a cover sheet and index for the filing. It does not contain specific numerical data regarding revenue, profit, cash flow, margins, debt, or liquidity. These metrics are referenced as being contained within the attached exhibits (Exhibit 99.1 Press Release and Exhibit 99.2 Slide Presentation) but are not present in the source text provided.
Material Changes
The filing text does not detail specific material changes versus prior periods. It only indicates that the fourth quarter 2024 results have been released.
Guidance, Outlook, and Risks
Management commentary, forward-looking guidance, specific risk factors, or contingencies are not detailed in the Form 8-K text itself. The filing notes that the information in Items 2.02 and 7.01 and the attached exhibits are not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific Q4 2024 earnings figures, net income, and earnings per share.
- Examine Exhibit 99.2 (Slide Presentation) for detailed financial tables, asset quality metrics, and management commentary.
- Verify the Company's status as a non-emerging growth company as indicated in the filing.
- Confirm the trading symbols MSBI (Common Stock) and MSBIP (Preferred Stock) on The Nasdaq Market LLC.