Midland States Bancorp, Inc. (MSBI) - Form 8-K Summary
Business Context and Reporting Period
Midland States Bancorp, Inc., a bank holding company incorporated in Illinois, filed this Current Report on Form 8-K on July 25, 2024. The filing announces the release of financial results for the second quarter of 2024. The company's common stock (MSBI) and preferred stock (MSBIP) trade on The Nasdaq Market LLC.
Key Financial Metrics
The provided filing text serves as a notification of the release of financial results and does not contain specific numerical data regarding revenue, profit, cash flow, margins, debt, or liquidity. These metrics are detailed in the attached press release (Exhibit 99.1) and slide presentation (Exhibit 99.2), which are not included in the source text.
Material Changes
The filing text does not provide specific details on material changes versus the prior comparable period. It only confirms that the Company has issued a press release and a slide presentation containing the second quarter 2024 financial results.
Guidance, Outlook, and Risks
Management commentary, guidance, outlook, risks, contingencies, and unusual items are not detailed in the body of this Form 8-K. The filing explicitly states that the information in Items 2.02 and 7.01 and the attached exhibits shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, nor incorporated by reference into other filings unless expressly stated.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific Q2 2024 revenue, net income, and earnings per share figures.
- Examine Exhibit 99.2 (Slide Presentation) for management's discussion on liquidity, capital adequacy, and asset quality.
- Verify the company's regulatory capital ratios and any changes in non-performing assets in the full quarterly report.
- Check for any forward-looking statements or updated guidance provided in the attached exhibits.