Business Context and Reporting Period
Company: Old Second Bancorp, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: October 16, 2024
Reporting Period: Third quarter ended September 30, 2024
Context: The filing serves as a notification that the Company issued a press release announcing its financial results for the third quarter of 2024. The actual financial data is contained in the attached exhibits rather than the body of this 8-K.
Key Financial Metrics
The provided text does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are referenced as being included in the attached press release (Exhibit 99.1) and loan portfolio disclosures (Exhibit 99.2).
Material Changes
The filing text does not provide specific details regarding material changes versus the prior comparable period. It only confirms the issuance of results for the quarter ended September 30, 2024.
Guidance, Outlook, and Risks
Management Commentary: The filing references a press release containing financial results and other financial information but does not include the text of the commentary, guidance, or outlook within this document.
Risks and Contingencies: No specific risks or contingencies are detailed in the text of this 8-K.
Unusual Items: None reported in the filing text.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific Q3 2024 revenue, net income, and earnings per share figures.
- Examine Exhibit 99.2 for detailed loan portfolio disclosures and asset quality metrics.
- Verify the Company's liquidity position and capital ratios as detailed in the attached press release.
- Check for any forward-looking statements or guidance updates included in the press release.