Business Context and Reporting Period
Company: Old Second Bancorp, Inc.
Filing Type: Form 8-K (Current Report)
Report Date: July 22, 2026
Reporting Period: Second quarter ended June 30, 2026
Business Context: The Company filed this report to announce its financial results for the second quarter of 2026. The filing serves as a notification of the release of a press release and loan portfolio disclosures.
Key Financial Metrics
The provided Form 8-K text acts as a cover document and does not contain specific numerical data. It references attached exhibits for detailed figures.
- Revenue, Profit, Cash Flow, Margins: Not provided in the filing text; referenced in Exhibit 99.1 (Press Release).
- Debt and Liquidity: Not provided in the filing text; referenced in Exhibit 99.1 (Press Release).
- Loan Portfolio: Disclosures are included in Exhibit 99.2, but specific metrics are not listed in the main text.
Material Changes
The filing text does not provide specific data to compare against the prior comparable period. Material changes, if any, are detailed in the attached press release (Exhibit 99.1).
Guidance, Outlook, and Risks
Management Commentary: The filing confirms the issuance of a press release containing financial results and other financial information but does not include the commentary itself.
Guidance and Outlook: No forward-looking guidance or outlook is present in the text of this Form 8-K.
Risks and Contingencies: No specific risks or contingencies are detailed in this document.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific Q2 2026 revenue, net income, and earnings per share figures.
- Examine Exhibit 99.2 for detailed loan portfolio composition and credit quality metrics.
- Verify year-over-year and quarter-over-quarter performance trends in the attached press release, as the 8-K text contains no comparative data.
- Check for any management commentary regarding interest rate sensitivity or liquidity positions in the referenced exhibits.