Business Context and Reporting Period
Company: UPBOUND GROUP, INC.
Filing Type: Form 8-K (Current Report)
Date of Report: November 17, 2025
Reporting Period: Event-specific report regarding a temporary suspension of trading under the Company's Employee Benefit Plans.
Key Financial Metrics
This filing does not contain financial performance data. No revenue, profit, cash flow, margins, debt, or liquidity metrics are reported in this document.
Material Changes
The filing reports a material administrative change regarding the Upbound 401(k) Retirement Savings Plan:
- Plan Transition: The Company is transitioning assets, recordkeeping, and administration from JPMorgan/Empower to Fidelity Investments.
- Trading Suspension: A "Blackout Period" has been established, preventing participants from effecting certain transactions, including those in the Upbound Group, Inc. stock fund.
- Executive Restrictions: Directors and executive officers are subject to trading restrictions on Company common stock and derivative securities during this period pursuant to Section 306 of the Sarbanes-Oxley Act and Rule 104 of Regulation BTR.
Guidance, Outlook, and Risks
Blackout Period Timeline:
- Expected Start: December 24, 2025, at 4:00 p.m. Eastern time.
- Expected End: During the week of January 25, 2026.
Investor Verification Checklist
- Confirm the exact start and end dates of the Blackout Period once finalized (currently estimated).
- Verify the status of the 401(k) plan transition from JPMorgan/Empower to Fidelity Investments.
- Review the attached Exhibit 99.1 (Blackout Notice) for specific details on restricted transactions.
- Monitor for any subsequent 8-K filings if the Blackout Period is extended or altered.