ENVA

Value 202020212022202320242025 TTM Total revenue 1.08 B1.21 B1.74 B2.12 B2.66 B3.15 B 3.15 B Gross profit 684.19 M1.02 B1.12 B1.23 B1.53 B1.83 B 1.83 B Operating expenses 326.4 M611.2 M733.57 M807.79 M944.69 M1.09 B 1.09 B Selling/general/admin expenses 247.45 M540.8 M657.16 M758.27 M910.87 M1.03 B 790.8 M Research & development —————— — Operating income 357.8 M413.06 M383.99 M422.13 M584.76 M739.43 M 739.43 M Non-Operating Income, Total 164.51 M3.19 M6.35 M339 K6.75 M1.39 M 1.39 M Interest expense, net of interest capitalized 86.69 M76.51 M115.89 M194.78 M290.44 M339.31 M 339.31 M Non-Operating Income, excl. Interest Expenses 77.82 M-75.28 M-110.85 M-194.72 M-289.38 M-338.94 M -338.94 M Unusual income/expense —1.97 M1.32 M282 K5.69 M1.02 M 1.02 M Pretax income 435.42 M337.15 M272.57 M227.25 M271.1 M401.03 M 401.03 M Equity in earnings 628 K2.95 M6.43 M116 K16.46 M1.56 M 1.56 M Taxes 57.19 M80.09 M65.15 M52.13 M61.65 M92.64 M 92.64 M Non-controlling/minority interest 85 K773 K773 K773 K209.45 M209.45 M — After tax other income/expense 55 K————— — Net income before discontinued operations 377.54 M256 M207.12 M175.12 M209.45 M308.39 M 308.39 M Discontinued operations 300 K300 K300 K——— — Net income 377.84 M256.3 M207.42 M175.12 M209.45 M308.39 M 308.39 M Dilution adjustment —————— — Preferred dividends —————— — Diluted net income available to common stockholders 377.84 M256.3 M207.42 M175.12 M209.45 M308.39 M 308.39 M Basic earnings per share (Basic EPS) 11.857.056.425.717.7812.25 12.25 Diluted earnings per share (Diluted EPS) 11.76.796.195.497.4311.52 11.52 Average basic shares outstanding 31.9 M36.35 M32.29 M30.67 M26.92 M25.17 M 101.1 M Diluted shares outstanding 32.3 M37.74 M33.48 M31.92 M28.2 M26.77 M 107 M EBITDA 186.92 M35.47 M———— — EBIT 154.42 M-6.16 M———— — Cost of revenue 602.89 M602.89 M———— — Other cost of goods sold —————— — Depreciation & amortization (cash flow) 32.5 M41.62 M42.6 M48.32 M56.09 M58.39 M 23.89 M