NMIH

Value 202020212022202320242025 TTM Total revenue 433.28 M485.07 M523.35 M579 M650.97 M706.44 M 706.44 M Gross profit 414.18 M462.27 M511.44 M552.78 M612.33 M641.09 M 648.79 M Operating expenses 133.91 M5.37 M119.49 M112.7 M-4.89 M1.67 M 119.91 M Selling/general/admin expenses 2.3 M2.3 M2 M2 M2.1 M2.1 M — Research & development —————— — Operating income 280.27 M456.9 M391.95 M440.09 M617.22 M639.42 M 528.88 M Non-Operating Income, Total 29.99 M36.29 M45.79 M66.77 M84.62 M102.77 M 102.77 M Interest expense, net of interest capitalized 24.39 M31.8 M32.16 M32.21 M36.9 M28.48 M 28.48 M Non-Operating Income, excl. Interest Expenses 8.44 M7 M14.72 M35.33 M48.44 M74.89 M 74.89 M Unusual income/expense -2.84 M-2.51 M-1.09 M-771 K-723 K-601 K -601 K Pretax income 218.11 M296.73 M377.31 M412.7 M463.41 M499.8 M 499.8 M Equity in earnings —————— — Taxes 46.54 M65.59 M84.4 M90.59 M103.31 M110.88 M 110.88 M Non-controlling/minority interest —————— — After tax other income/expense —————— — Net income before discontinued operations 171.57 M231.13 M292.9 M322.11 M360.11 M388.93 M 388.93 M Discontinued operations —————— — Net income 171.57 M231.13 M292.9 M322.11 M360.11 M388.93 M 388.93 M Dilution adjustment —————— — Preferred dividends —————— — Diluted net income available to common stockholders 171.57 M231.13 M292.9 M322.11 M360.11 M388.93 M 388.93 M Basic earnings per share (Basic EPS) 2.22.73.453.914.515.01 5.01 Diluted earnings per share (Diluted EPS) 2.132.653.393.844.434.92 4.92 Average basic shares outstanding 78.02 M85.62 M84.92 M82.41 M79.84 M77.63 M 311.43 M Diluted shares outstanding 79.26 M86.89 M86 M83.85 M81.27 M79.04 M 316.98 M EBITDA 290.17 M468.1 M403.86 M451.59 M629.12 M650.72 M 527.21 M EBIT 280.27 M456.9 M391.95 M440.09 M617.22 M639.42 M 528.88 M Cost of revenue 19.1 M22.8 M11.9 M26.22 M38.64 M65.35 M 57.65 M Other cost of goods sold —————— — Depreciation & amortization (cash flow) 9.9 M11.2 M11.9 M11.5 M11.9 M11.3 M -1.67 M