NMIH

Value 202020212022202320242025 TTM Total revenue 433.28 M485.07 M523.35 M579 M650.97 M706.44 M 716.67 M Gross profit 414.18 M462.27 M511.44 M552.78 M612.33 M641.09 M 642.84 M Operating expenses 215.18 M188.35 M146.04 M166.3 M187.56 M141.29 M 142.21 M Selling/general/admin expenses 2.3 M2.3 M2 M2 M2.1 M2.1 M — Research & development —————— — Operating income 218.11 M296.73 M377.31 M412.7 M463.41 M434.45 M 447.45 M Non-Operating Income, Total 29.99 M36.29 M45.79 M66.71 M84.62 M102.77 M 107.49 M Interest expense, net of interest capitalized 24.39 M31.8 M32.16 M32.21 M36.9 M28.48 M 28.48 M Non-Operating Income, excl. Interest Expenses 8.44 M7 M14.72 M35.27 M48.44 M74.89 M 79.64 M Unusual income/expense -2.84 M-2.51 M-1.09 M-771 K-723 K-601 K -624 K Pretax income 218.11 M296.73 M377.31 M412.7 M463.41 M499.8 M 493.38 M Equity in earnings —————— — Taxes 46.54 M65.59 M84.4 M90.59 M103.31 M110.88 M 107.68 M Non-controlling/minority interest —————— — After tax other income/expense —————— — Net income before discontinued operations 171.57 M231.13 M292.9 M322.11 M360.11 M388.93 M 385.7 M Discontinued operations —————— — Net income 171.57 M231.13 M292.9 M322.11 M360.11 M388.93 M 385.7 M Dilution adjustment —————— — Preferred dividends —————— — Diluted net income available to common stockholders 171.57 M231.13 M292.9 M322.11 M360.11 M388.93 M 385.7 M Basic earnings per share (Basic EPS) 2.22.73.453.914.515.01 5 Diluted earnings per share (Diluted EPS) 2.132.653.393.844.434.92 4.92 Average basic shares outstanding 78.02 M85.62 M84.92 M82.41 M79.84 M77.63 M — Diluted shares outstanding 79.26 M86.89 M86 M83.85 M81.27 M79.04 M — EBITDA 228.01 M307.93 M389.2 M424.2 M475.31 M511.1 M 491.8 M EBIT 218.11 M296.73 M377.31 M412.7 M463.41 M499.8 M 493.38 M Cost of revenue 19.1 M22.8 M11.9 M26.22 M38.64 M65.35 M 73.83 M Other cost of goods sold —————— — Depreciation & amortization (cash flow) 9.9 M11.2 M11.9 M11.5 M11.9 M11.3 M -1.58 M