Business Context and Reporting Period
This Form 6-K filing by Cuprina Holdings (Cayman) Limited covers the month of October 2025, specifically dated October 15, 2025. The report details a change in the company's independent registered public accounting firm.
Key Financial Metrics
The filing does not provide specific financial data such as revenue, profit, cash flow, margins, debt, or liquidity. The document is strictly informational regarding the auditor change.
Material Changes
- Discontinuation of Services: The company dismissed Kreit & Chiu CPA LLP ("K&C") effective October 15, 2025.
- Audit History: K&C's reports for fiscal years ended December 31, 2024, and 2023, did not contain adverse opinions, disclaimers, or qualifications. No disagreements regarding accounting principles or audit scope occurred during the two most recent fiscal years or through October 14, 2025.
- Reportable Events: No "reportable events" as defined in Item 16F(a)(1)(v) of Form 20-F occurred during the relevant periods.
- Appointment of New Auditor: J&S Associate PLT ("J&S") was appointed as the successor auditor effective October 15, 2025, to audit the fiscal year ending December 31, 2025.
- Consultation with New Auditor: No consultations with J&S regarding reportable events or accounting matters occurred prior to their appointment.
Guidance, Outlook, and Risks
The filing contains no financial guidance, outlook, or management commentary on business performance. The primary risk disclosed is the transition of the independent auditor, though the company states there were no underlying disagreements with the outgoing firm.
Investor Verification Checklist
- Verify the content of the letter from Kreit & Chiu CPA LLP filed as Exhibit 99.1 to confirm their agreement with the company's disclosure.
- Confirm the qualifications and regulatory standing of the new auditor, J&S Associate PLT.
- Review the upcoming 20-F annual report to ensure the new auditor's first audit opinion is consistent with prior periods.
- Monitor for any future filings that might reveal the rationale behind the auditor change if not fully detailed in the current letter.