Business Context and Reporting Period
Company: Coffee Holding Co., Inc. (JVA)
Filing Type: Form 8-K (Current Report)
Date of Report: March 4, 2026
Event: Entry into a Material Definitive Agreement regarding an amendment to an existing loan facility.
Key Financial Metrics
This filing does not report revenue, profit, cash flow, margins, or liquidity metrics. The document focuses exclusively on a specific debt modification event.
- Debt Instrument: Amended and Restated Loan and Security Agreement with Webster Bank.
- Original Agreement Date: April 25, 2017.
- Modification Date: March 4, 2026 (Twelfth Loan Modification Agreement).
- New Maturity Date: December 28, 2026.
Material Changes
The primary material change is the extension of the loan maturity date. The Twelfth Loan Modification Agreement amended the existing Loan Agreement to set a new maturity date of December 28, 2026. All other terms of the original Loan Agreement remain in full force and effect.
Guidance, Outlook, and Risks
The filing contains no forward-looking guidance, management commentary on future operations, or specific risk factors beyond the standard disclosure that the summary of the amendment is qualified by the full text of the agreement attached as Exhibit 10.1. The filing confirms the creation of a direct financial obligation under the amended terms.
Investor Verification Checklist
- Verify the full terms of the Twelfth Loan Modification Agreement in Exhibit 10.1 to confirm interest rates, covenants, and any fees associated with the extension.
- Confirm the total outstanding principal balance under the Webster Bank facility as of the amendment date.
- Review the company's cash flow projections to ensure sufficient liquidity to meet the new maturity date of December 28, 2026.
- Check for any subsequent filings regarding further amendments or defaults on this facility.