First Horizon Corporation (FHN) 8-K Summary
Business Context and Reporting Period
This Form 8-K Current Report was filed on July 15, 2026, by First Horizon Corporation, a financial institution headquartered in Memphis, Tennessee. The filing serves to disclose the company's Second Quarter 2026 earnings results and related investor materials. The report covers the period ended June 30, 2026.
Key Financial Metrics
The filing text itself does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the attached exhibits (Exhibit 99.1: Earnings Release and Exhibit 99.2: Investor Slide Presentation) which are referenced but not included in the provided text. The filing notes that capital ratios for the most recent quarter are estimates and that numbers in the exhibits may not total due to rounding.
Material Changes and Comparisons
The provided text does not detail specific material changes in financial performance versus the prior comparable period. It indicates that the attached exhibits contain the results of operations and financial condition, but the specific comparative data is not present in the 8-K cover document.
Guidance, Outlook, and Risks
- Non-GAAP Measures: The filing includes non-GAAP financial measures and regulatory measures (such as Common Equity Tier 1 capital and Risk-Weighted Assets) to provide context on capital position. Reconciliations to GAAP measures are available in the exhibits.
- Forward-Looking Statements: The exhibits contain forward-looking statements regarding future operations, strategies, and financial results. The company explicitly states it cannot reconcile forward-looking non-GAAP measures to GAAP measures without unreasonable effort due to unavailable variables.
- Risks and Contingencies: Actual results may differ materially from forward-looking statements due to significant business, operational, economic, and competitive uncertainties. Specific risk factors are referenced in the company's most recent Form 10-K and Form 10-Q filings.
- Update Obligation: First Horizon Corporation states it assumes no obligation to update or revise the forward-looking statements or information contained in the exhibits.
Investor Verification Checklist
- Review Exhibit 99.1 (Earnings Release) for specific Q2 2026 revenue, net income, and earnings per share figures.
- Examine Exhibit 99.2 (Investor Slide Presentation) for detailed segment performance and capital ratio estimates.
- Verify the reconciliation of non-GAAP measures to GAAP measures provided at the end of the exhibits.
- Consult the most recent Form 10-K and Form 10-Q for a comprehensive list of risk factors referenced in the forward-looking statements.
- Confirm the status of regulatory capital ratios (CET1, Tier 1) as estimates provided in the exhibits.