Old National Bancorp (ONB) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Old National Bancorp (ONB) reported $698.6 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 40.9%. EPS of $0.62 for the same period compares to $0.49 a year ago.
The reported revenue represents a surprise of -1.16% over the Zacks Consensus Estimate of $706.83 million. With the consensus EPS estimate being $0.59, the EPS surprise was +4.38%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Old National Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 51.6% versus the four-analyst average estimate of 53.3%. Net interest margin (FTE): 3.7% compared to the 3.6% average estimate based on four analysts. Net charge-offs to average loans: 0.3% compared to the 0.3% average estimate based on three analysts. Average Balance - Total earning assets: $64.46 billion versus $64.03 billion estimated by two analysts on average. Total noninterest income: $109.76 million versus the four-analyst average estimate of $121.5 million. Net Interest Income (FTE): $588.85 million versus $585.32 million estimated by four analysts on average. Service charges on deposit accounts: $27.52 million versus $27.79 million estimated by two analysts on average. Wealth and investment services fees: $39.01 million versus the two-analyst average estimate of $40.04 million. Mortgage banking revenue: $11.05 million versus $9.72 million estimated by two analysts on average.View all Key Company Metrics for Old National Bancorp here>>>
Shares of Old National Bancorp have returned -0.6% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"
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Old National Bancorp (ONB): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
