Here's What Key Metrics Tell Us About Renasant (RNST) Q4 Earnings

Zacks Zacks
Here's What Key Metrics Tell Us About Renasant (RNST) Q4 Earnings

For the quarter ended December 2025, Renasant (RNST) reported revenue of $278.52 million, up 66.7% over the same period last year. EPS came in at $0.91, compared to $0.73 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $269 million, representing a surprise of +3.54%. The company delivered an EPS surprise of +13.75%, with the consensus EPS estimate being $0.80.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Renasant performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 3.9% compared to the 3.8% average estimate based on three analysts. Efficiency ratio (GAAP): 60.2% versus 59.7% estimated by three analysts on average. Total nonperforming loans: $176.02 million versus the two-analyst average estimate of $170.5 million. Annualized net loan charge-offs / average loans: 0.2% versus 0.2% estimated by two analysts on average. Total nonperforming assets: $191.21 million compared to the $180.98 million average estimate based on two analysts. Average Balance - Total interest-earning assets: $23.75 billion compared to the $23.74 billion average estimate based on two analysts. Net Interest Income: $227.39 million versus the three-analyst average estimate of $223.56 million. Net Interest Income (FTE): $232.36 million versus the three-analyst average estimate of $228.17 million. Total Noninterest Income: $51.13 million compared to the $45.43 million average estimate based on three analysts.

View all Key Company Metrics for Renasant here>>>

Shares of Renasant have returned +3.9% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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