Hancock Whitney (HWC) reported $292.65 million in revenue for the quarter ended March 2026, representing a year-over-year decline of 19.8%. EPS of $1.52 for the same period compares to $1.38 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $389.02 million, representing a surprise of -24.77%. The company delivered an EPS surprise of +2.7%, with the consensus EPS estimate being $1.48.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Hancock Whitney performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (TE): 3.6% versus the four-analyst average estimate of 3.5%. Efficiency Ratio: 55.4% versus the four-analyst average estimate of 55.5%. Total net charge-offs as a percentage of average loans: 0.2% compared to the 0.2% average estimate based on three analysts. Average Balance - Total interest earning assets: $32.7 billion versus $32.77 billion estimated by three analysts on average. Total nonperforming loans: $113.34 million versus the two-analyst average estimate of $109.59 million. Total nonperforming assets(Total nonaccrual loans + ORE and foreclosed assets): $124.6 million versus the two-analyst average estimate of $127.28 million. Total Noninterest Income: $106.08 million compared to the $104.86 million average estimate based on four analysts. Net interest income (TE): $287.57 million versus the four-analyst average estimate of $288.15 million. Net Interest Income: $285.17 million compared to the $284.36 million average estimate based on three analysts. Secondary mortgage market operations: $3.53 million versus the two-analyst average estimate of $3.8 million. Bank card and ATM fees: $22.13 million compared to the $21.35 million average estimate based on two analysts. Investment and annuity fees and insurance commissions: $12.57 million versus the two-analyst average estimate of $12.62 million.View all Key Company Metrics for Hancock Whitney here>>>
Shares of Hancock Whitney have returned +10.6% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Beyond Nvidia: AI's Second Wave Is Here
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This article originally published on Zacks Investment Research (zacks.com).