First Bancorp (FBNC) reported $122.29 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 15.6%. EPS of $1.13 for the same period compares to $0.84 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $122.9 million, representing a surprise of -0.49%. The company delivered an EPS surprise of +3.67%, with the consensus EPS estimate being $1.09.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Charge-offs: 0.1% versus the two-analyst average estimate of 0.1%. Net Interest Margin: 3.7% versus the two-analyst average estimate of 3.7%. Average Interest-Earning Assets: $11.79 billion versus $11.8 billion estimated by two analysts on average. Bank-Owned Life Insurance Income: $1.34 million compared to the $1.2 million average estimate based on two analysts. Total Non Interest Income: $15.18 million compared to the $14.9 million average estimate based on two analysts. Other service charges, commissions and fees: $5.94 million compared to the $5.97 million average estimate based on two analysts. Commissions from sales of insurance and financial products: $1.49 million versus the two-analyst average estimate of $1.89 million. Service charges on deposit accounts: $3.95 million versus the two-analyst average estimate of $3.92 million. Fees from presold mortgage loans: $0.67 million compared to the $0.8 million average estimate based on two analysts.View all Key Company Metrics for First Bancorp here>>>
Shares of First Bancorp have returned +3.6% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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First Bancorp (FBNC): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).