Ameris Bancorp (ABCB) reported $315.3 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 9.9%. EPS of $1.63 for the same period compares to $1.28 a year ago.
The reported revenue represents a surprise of +1.96% over the Zacks Consensus Estimate of $309.25 million. With the consensus EPS estimate being $1.54, the EPS surprise was +5.57%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Ameris Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (TE): 3.9% compared to the 3.8% average estimate based on four analysts. Efficiency ratio: 50% versus 50.4% estimated by four analysts on average. Total non-performing assets: $127.78 million versus $116.76 million estimated by three analysts on average. Net charge-offs as a percent of average loans (annualized): 0.2% versus the three-analyst average estimate of 0.2%. Book value per share (period end): $60.64 versus $61.19 estimated by two analysts on average. Average Balances - Total Earning Assets: $25.66 billion versus $25.72 billion estimated by two analysts on average. Total Non-Interest Income: $69.92 million versus the four-analyst average estimate of $66.08 million. Net Interest Income (TE): $245.38 million versus $243.15 million estimated by four analysts on average. Service charges on deposit accounts: $13.68 million compared to the $13.76 million average estimate based on two analysts. Mortgage banking activities: $37.01 million compared to the $35.09 million average estimate based on two analysts. Net Interest Income: $244.44 million versus $242.66 million estimated by two analysts on average.View all Key Company Metrics for Ameris Bancorp here>>>
Shares of Ameris Bancorp have returned +8.4% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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This article originally published on Zacks Investment Research (zacks.com).