Ameris Bancorp (ABCB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Ameris Bancorp (ABCB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Ameris Bancorp (ABCB) reported $334.36 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 10.8%. EPS of $1.60 for the same period compares to $1.59 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $322.17 million, representing a surprise of +3.79%. The company delivered an EPS surprise of -3.61%, with the consensus EPS estimate being $1.66.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Ameris Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (TE): 3.9% compared to the 3.8% average estimate based on three analysts. Efficiency ratio: 74.5% versus the three-analyst average estimate of 49.3%. Book value per share (period end): $60.96 versus the two-analyst average estimate of $62.03. Average Balances - Total Earning Assets: $26.21 billion versus the two-analyst average estimate of $26.11 billion. Net charge-offs as a percent of average loans (annualized): 0.2% versus the two-analyst average estimate of 0.2%. Net Interest Income (TE): $253.44 million versus the three-analyst average estimate of $248.83 million. Total Non-Interest Income: $73.53 million versus the three-analyst average estimate of $73.67 million. Net Interest Income: $252.48 million versus the two-analyst average estimate of $249.35 million.

View all Key Company Metrics for Ameris Bancorp here>>>

Shares of Ameris Bancorp have returned +0.6% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

Zacks' Research Chief Names "Stock Most Likely to Double"

Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.

This top pick is a little-known satellite-based communications firm. Space is projected to become a trillion dollar industry, and this company's customer base is growing fast. Analysts have forecasted a major revenue breakout in 2025. Of course, all our elite picks aren't winners but this one could far surpass earlier Zacks' Stocks Set to Double like Hims & Hers Health, which shot up +209%.

Free: See Our Top Stock And 4 Runners Up

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report


 
Ameris Bancorp (ABCB): Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research