Affirm Holdings (AFRM) reported $1.17 billion in revenue for the quarter ended June 2026, representing a year-over-year increase of 33%. EPS of $4.62 for the same period compares to $0.20 a year ago.
The reported revenue represents a surprise of +5.23% over the Zacks Consensus Estimate of $1.11 billion. With the consensus EPS estimate being $0.33, the EPS surprise was +1300%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Affirm Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Gross Merchandise Volume (GMV): $14057 billion versus $13408.94 billion estimated by four analysts on average. Total Transactions: 53 compared to the 47 average estimate based on three analysts. Active Consumers: 28 versus the three-analyst average estimate of 28. Transactions per Active Consumer: 7 compared to the 7 average estimate based on two analysts. Revenue- Merchant network: $302.38 million versus $306.12 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +26.3% change. Revenue- Card network: $85.16 million compared to the $75.87 million average estimate based on six analysts. The reported number represents a change of +26.9% year over year. Revenue- Interest income: $567.29 million versus $542.31 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +35.4% change. Revenue- Servicing income: $46.07 million versus $45.41 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +36% change. Revenue- Gain on sales of loans: $165.07 million versus the six-analyst average estimate of $138 million. The reported number represents a year-over-year change of +41.2%.View all Key Company Metrics for Affirm Holdings here>>>
Shares of Affirm Holdings have returned +9.1% over the past month versus the Zacks S&P 500 composite's +3.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 Days
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This article originally published on Zacks Investment Research (zacks.com).