For the quarter ended September 2026, Texas Capital (TCBI) reported revenue of $356.63 million, up 4.8% over the same period last year. EPS came in at $2.35, compared to $2.18 in the year-ago quarter.
The reported revenue represents a surprise of +5.36% over the Zacks Consensus Estimate of $338.48 million. With the consensus EPS estimate being $1.94, the EPS surprise was +21.13%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Texas Capital performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 57.2% compared to the 59% average estimate based on six analysts. Net interest margin: 3.4% compared to the 3.3% average estimate based on six analysts. Net charge-offs to average total loans held for investment: 0.2% versus the five-analyst average estimate of 0.3%. Average Balance - Total earning assets: $31.76 billion compared to the $32.06 billion average estimate based on three analysts. Total non-performing assets: $122.34 million compared to the $124.49 million average estimate based on three analysts. Non-accrual loans held for investment: $122.34 million versus $124.34 million estimated by three analysts on average. Total Non-Interest Income: $81.64 million versus $72.92 million estimated by six analysts on average. Net Interest Income: $274.98 million compared to the $265.58 million average estimate based on six analysts. Other Non-Interest Income: $18.88 million compared to the $12.97 million average estimate based on four analysts. Service charges on deposit accounts: $9.42 million compared to the $9.02 million average estimate based on four analysts. Net Interest Income (FTE): $275.91 million compared to the $266.16 million average estimate based on four analysts. Wealth management and trust fee income: $4.56 million versus the four-analyst average estimate of $5.28 million.View all Key Company Metrics for Texas Capital here>>>
Shares of Texas Capital have returned -3.6% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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Texas Capital Bancshares, Inc. (TCBI): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).