For the quarter ended September 2026, Selective Insurance (SIGI) reported revenue of $1.35 billion, down 0.5% over the same period last year. EPS came in at $2.37, compared to $1.75 in the year-ago quarter.
The reported revenue represents a surprise of -0.6% over the Zacks Consensus Estimate of $1.35 billion. With the consensus EPS estimate being $1.91, the EPS surprise was +24.08%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Selective Insurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Underwriting expense ratio: 32.1% compared to the 31.2% average estimate based on five analysts. Combined ratio: 96.8% versus the five-analyst average estimate of 100%. Loss and loss expense ratio: 64.6% compared to the 73.8% average estimate based on five analysts. Standard Personal Lines - Combined Ratio: 103.2% versus 108.1% estimated by three analysts on average. Standard Commercial Lines - Dividends to policyholders ratio: 0.1% versus the three-analyst average estimate of 0.1%. Standard Commercial Lines - Underwriting expense ratio: 33.1% versus the three-analyst average estimate of 32.5%. Revenues- Net premiums earned: $1.18 billion compared to the $1.19 billion average estimate based on five analysts. The reported number represents a change of -2% year over year. Revenues- Other income: $5.1 million versus the five-analyst average estimate of $8.94 million. The reported number represents a year-over-year change of -41.4%. Revenues- Net investment income earned: $160.5 million compared to the $155.23 million average estimate based on five analysts. The reported number represents a change of +15.7% year over year. Revenues- Excess and Surplus Lines- Net Premiums Earned: $157.8 million versus $160.75 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +1.2% change. Revenues- Standard Commercial Lines- Net Premiums Earned: $927.1 million versus $935.64 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -2.1% change. Revenues- Standard Personal Lines- Net Premiums Earned: $95.3 million compared to the $96.65 million average estimate based on four analysts. The reported number represents a change of -6.1% year over year.View all Key Company Metrics for Selective Insurance here>>>
Shares of Selective Insurance have returned +5.5% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 Days
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Selective Insurance Group, Inc. (SIGI): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).