Financials

  • Market Capitalization 3.32 B
  • Employee 6 000
  • Founded 1983
  • CEO Ralph Andretta
  • Website www.breadfinancial.com
  • Headquarter Delaware, United States
  • FIGI BBG000BFNR17
  • Industry Technology
Total revenue
Net income
Basic earnings per share (Basic EPS)
Total debt
Free cash flow
Cash & equivalents
Price to earnings ratio
6.8
Price to sales ratio
1.14
Dividends per share
0.86
Dividend yield %
1.16

Bread Financial Holdings Inc

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data. A significant portion of Bread Financial's revenue is generated through late fees charged to the subprime consumers it primarily serves. In October 2024 the Wall Street Journal reported that Bread Financial would raise its soft interest rate of 29.99% and add additional fees to customer accounts in anticipation of a Consumer Financial Protection Bureau ruling that would reduce its $41.00 late payment fee to $8.00.

Noticias