Valor202020212022202320242025TTMGastos comerciales, generales y administrativos237.96 M336.67 M322.31 M248.89 M230.38 M282.95 M282.95 MInvestigación y desarrollo———————Beneficio operativo-1.52 B-1.94 B-1.4 B-1.25 B-1.24 B-1.57 B-1.57 BTotal de ingresos no operativos1.04 M1.99 M2.51 M1.54 M864 K-3.46 M-3.46 MGastos por intereses, netos de intereses capitalizados271.55 M390.7 M335.43 M637.78 M819.35 M960.55 M960.55 MIngresos no operativos, una vez deducidos los gastos por intereses-270.51 M-388.71 M-332.92 M-636.23 M-818.48 M-964.02 M-964.02 MIngresos/gastos extraordinarios———————Beneficio antes de impuestos2.24 B1.36 B665.25 M183.63 M401.03 M551.42 M551.42 MParticipación en los beneficios———————Impuestos593.73 M355.69 M189.74 M38.98 M89.6 M50.34 M50.34 MParticipación minoritaria156.75 M——————Otros ingresos/gastos después de impuestos———————Beneficio neto antes de actividades interrumpidas1.65 B1 B475.51 M144.66 M311.42 M501.08 M501.08 MOperaciones suspendidas———————Beneficio neto1.65 B1 B475.51 M144.66 M311.42 M501.08 M501.08 MAjuste por dilución———————Dividendos de las acciones preferentes———————Beneficio neto diluido atribuible a los accionistas1.65 B1 B475.51 M144.66 M311.42 M501.08 M501.08 MBeneficio básico por acción21.9115.738.962.896.119.699.69Beneficio por acción diluido20.9214.878.52.745.849.39.3Número medio de acciones ordinarias75.16 M63.8 M53.06 M49.98 M50.99 M51.73 M206.63 MAcciones diluidas78.73 M67.47 M55.95 M52.73 M53.36 M53.88 M215.02 MEBITDA2.27 B1.39 B699.66 M236.84 M457.01 M605.81 M605.81 MEBIT2.24 B1.36 B665.25 M183.63 M401.03 M551.42 M551.42 MCosto de los ingresos———————Otros costes de producción———————Amortización y depreciación (flujo de caja)25.57 M28.64 M34.41 M53.21 M55.98 M54.39 M54.39 M
PennyMac Financial Services Inc
PennyMac Financial Services, Inc. is an American residential mortgage company headquartered in Westlake Village, California. The company's business focuses on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. Pennymac operates through two subsidiaries: PennyMac Loan Services, LLC and PNMAC Capital Management, LLC. The latter manages the PennyMac Mortgage Investment Trust, a mortgage REIT.
Pennymac was the third largest mortgage lender, the sixth largest mortgage servicer, and largest aggregator of residential mortgage loans in the U.S. in 2019. The company conducts its business through a consumer-direct model, which relies on the Internet and call center-based staff to acquire and interact with customers across the country. Although its name resembles government-sponsored enterprises like Freddie Mac and Farmer Mac, it has always been a private-sector entity.