Compared to Estimates, Trustmark (TRMK) Q4 Earnings: A Look at Key Metrics

Zacks Zacks
Compared to Estimates, Trustmark (TRMK) Q4 Earnings: A Look at Key Metrics

Trustmark (TRMK) reported $207.06 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 3.9%. EPS of $0.97 for the same period compares to $0.92 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $207.03 million, representing a surprise of +0.01%. The company delivered an EPS surprise of +6.3%, with the consensus EPS estimate being $0.91.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Trustmark performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 3.8% versus 3.8% estimated by three analysts on average. Efficiency Ratio: 62.7% versus the three-analyst average estimate of 63.3%. Net (recoveries) charge-offs / average loans: 0.2% versus 0.2% estimated by two analysts on average. Total nonaccrual LHFI: $84.39 million versus $85.3 million estimated by two analysts on average. Total nonperforming assets: $91.35 million compared to the $93.41 million average estimate based on two analysts. Average Balances - Total earning assets: $17.28 billion versus $17.26 billion estimated by two analysts on average. Net Interest Income: $162.89 million compared to the $165.02 million average estimate based on three analysts. Total Noninterest income: $41.24 million versus $40.22 million estimated by three analysts on average. Net Interest Income (FTE): $165.83 million versus the two-analyst average estimate of $167.04 million.

View all Key Company Metrics for Trustmark here>>>

Shares of Trustmark have returned +2.7% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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