Valore20202021202220232024TTMSpese di vendita, generali e amministrative554.53 M1.11 B1.22 B1.1 B979.9 M884.17 MRicerca e sviluppo——————Reddito operativo-379.19 M-866.05 M-1.2 B-615.85 M-87.27 M230.96 MProventi non operativi, Totale-54.07 M141.22 M211.62 M100.32 M148.74 M62.22 MOneri finanziari, al netto degli interessi capitalizzati52.7 M69.69 M183.01 M344.25 M425.45 M435.29 MProventi non operativi, esclusi gli oneri finanziari-52.7 M-69.69 M-183.01 M-344.25 M-425.45 M-435.29 MEntrate/uscite straordinarie-54.07 M141.22 M211.62 M100.32 M148.74 M62.22 MUtile al lordo delle imposte-433.27 M-724.83 M-989.25 M-515.53 M61.46 M293.18 MQuota di utile——————Imposte-2.34 M-17.41 M-3.9 M2.23 M9.28 M10.86 MInteressi di minoranza——————Altri proventi/oneri al netto delle imposte-5.13 M73.15 M8.82 M25.33 M-13.7 M—Utile netto al lordo delle attività cessate-430.92 M-707.42 M-985.35 M-517.76 M52.19 M282.33 MAttività cessate——————Utile netto-430.92 M-707.42 M-985.35 M-517.76 M52.19 M282.33 MRegolazione della diluizione889.76 M0————Dividendi privilegiati00————Utile netto diluito attribuibile agli azionisti ordinari458.84 M-707.42 M985.35 M517.76 M52.19 M242.6 MUtile base per azione (EPS base)-2.72-2.51-3.34-1.670.160.85Utile diluito per azione (EPS diluito)-2.88-2.51-3.34-1.670.150.81Numero medio di azioni ordinarie in circolazione84.39 M213.7 M235.32 M257.81 M281.22 M1.14 BAzioni diluite in circolazione84.82 M213.7 M235.32 M257.81 M299.39 M1.19 BEBITDA-359.21 M-813.33 M-1.07 B-446.8 M137.8 M495.34 MEBIT-379.19 M-866.05 M-1.2 B-615.85 M-87.27 M230.96 MCosto del fatturato65.88 M255.27 M—460.63 M616.68 M680.78 MAltri costi del venduto——————Ammortamento e svalutazione (liquidità)19.98 M52.72 M134.63 M169.04 M225.08 M264.38 M
Affirm Holdings Inc - Class A
Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later financier. As of 2025, Affirm reports nearly 26 million users and processing $37 billion in annual payments.
Affirm offers unsecured installment loans at the point-of-sale through various methods. These include payment links at online checkout, payment options at self-checkout kiosks, integration into third-party digital wallets, and virtual or physical cards. The company generates revenue by applying a service fee to sellers, charging interest to borrowers, or both, and does not charge a late fee. Affirm also offers a savings account and a debit card. The lender says its loan underwriting involves evaluating transactions by considering credit scores and other pertinent factors, while also incorporating machine learning. Affirm's services are available in the U.S., Canada and the U.K.