Valor20202021202220232024TTMDespesas comerciais, gerais e administrativas554.53 M1.11 B1.22 B1.1 B979.9 M894 MPesquisa e desenvolvimento——————Lucro operacional-379.19 M-866.05 M-1.2 B-615.85 M-87.27 M327.78 MLucro não operacional, total-54.07 M141.22 M211.62 M100.32 M148.74 M67.43 MDespesa com juros, líquida de juros capitalizados52.7 M69.69 M183.01 M344.25 M425.45 M441.42 MReceitas não operacionais, líquidas das despesas com juros-52.7 M-69.69 M-183.01 M-344.25 M-425.45 M-441.42 MReceitas/despesas incomuns-54.07 M141.22 M211.62 M100.32 M148.74 M67.43 MLucro antes dos impostos-433.27 M-724.83 M-989.25 M-515.53 M61.46 M395.21 MParticipação no lucro——————Impostos-2.34 M-17.41 M-3.9 M2.23 M9.28 M12.79 MParticipação de minoritários——————Outras receitas/despesas após impostos-5.13 M73.15 M8.82 M25.33 M-13.7 M—Lucro líquido antes das operações descontinuadas-430.92 M-707.42 M-985.35 M-517.76 M52.19 M382.42 MOperações descontinuadas——————Lucro líquido-430.92 M-707.42 M-985.35 M-517.76 M52.19 M382.42 MAjuste de diluição889.76 M0————Dividendos de ações preferenciais00————Lucro líquido diluído disponível aos acionistas458.84 M-707.42 M985.35 M517.76 M52.19 M348.31 MLucro básico por ação-2.72-2.51-3.34-1.670.161.15Lucro diluído por ação-2.88-2.51-3.34-1.670.151.1Número médio de ações básicas84.39 M213.7 M235.32 M257.81 M281.22 M—Ações diluídas84.82 M213.7 M235.32 M257.81 M299.39 M—EBITDA-359.21 M-813.33 M-1.07 B-446.8 M137.8 M607.76 MEBIT-379.19 M-866.05 M-1.2 B-615.85 M-87.27 M327.78 MCusto da receita65.88 M255.27 M—460.63 M616.68 M730.08 MOutros componentes do custo——————Amortização e depreciação (fluxo de caixa)19.98 M52.72 M134.63 M169.04 M225.08 M279.98 M
Affirm Holdings, Inc. - Class A Common Stock
Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later financier. As of 2025, Affirm reports nearly 26 million users and processing $37 billion in annual payments.
Affirm offers unsecured installment loans at the point-of-sale through various methods. These include payment links at online checkout, payment options at self-checkout kiosks, integration into third-party digital wallets, and virtual or physical cards. The company generates revenue by applying a service fee to sellers, charging interest to borrowers, or both, and does not charge a late fee. Affirm also offers a savings account and a debit card. The lender says its loan underwriting involves evaluating transactions by considering credit scores and other pertinent factors, while also incorporating machine learning. Affirm's services are available in the U.S., Canada and the U.K.