Valor202020212022202320242025TTMDespesas comerciais, gerais e administrativas292.08 M247.54 M286.09 M163.76 M156.27 M203.33 M230.61 MPesquisa e desenvolvimento139.05 M——————Lucro operacional-174.18 M250.16 M354.92 M221.47 M-385.06 M-260.21 M-26.52 MLucro não operacional, total0-93 K0————Despesa com juros, líquida de juros capitalizados141.5 M80 M82.52 M270.79 M373.92 M335.87 M338.74 MReceitas não operacionais, líquidas das despesas com juros-141.5 M-80.09 M-82.52 M————Receitas/despesas incomuns———————Lucro antes dos impostos-187.6 M18.44 M153.04 M54.62 M65.07 M176.95 M228.58 MParticipação no lucro———————Impostos-79 K-136 K-136.65 M15.68 M13.74 M41.27 M52.97 MParticipação de minoritários00—————Outras receitas/despesas após impostos-8.92 M-8.65 M1.83 M8.93 M-10.75 M-9.99 M-6.77 MLucro líquido antes das operações descontinuadas-187.54 M18.58 M289.69 M38.94 M51.33 M135.68 M175.61 MOperações descontinuadas———————Lucro líquido-187.54 M18.58 M289.69 M38.94 M51.33 M135.68 M175.61 MAjuste de diluição—0—————Dividendos de ações preferenciais—0—————Lucro líquido diluído disponível aos acionistas-187.54 M18.58 M289.69 M38.94 M51.33 M135.68 M175.61 MLucro básico por ação————0.461.181.53Lucro diluído por ação—0.18——0.451.161.5Número médio de ações básicas————111.73 M114.61 M—Ações diluídas—102.15 M——113.12 M117.23 M—EBITDA-133.59 M412.54 M680.82 M500.93 M507.11 M538.03 M669.97 MEBIT-187.62 M406.78 M636.99 M453.74 M448.27 M597.2 M662.07 MCusto da receita—183.09 M311.16 M290.76 M178.27 M254.21 M198.36 MOutros componentes do custo———————Amortização e depreciação (fluxo de caixa)54.03 M5.58 M43.83 M47.2 M58.83 M-59.16 M7.89 M
LendingClub Corporation Common Stock
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission, and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
LendingClub enabled borrowers to create unsecured personal loans between $1,000 and $40,000. The standard loan period was three years. Investors were able to search and browse the loan listings on LendingClub website and select loans that they wanted to invest in based on the information supplied about the borrower, amount of loan, loan grade, and loan purpose. Investors made money from the interest on these loans. LendingClub made money by charging borrowers an origination fee and investors a service fee.