Valor202020212022202320242025TTMGastos comerciales, generales y administrativos292.08 M247.54 M286.09 M163.76 M156.27 M203.33 M203.33 MInvestigación y desarrollo139.05 M——————Beneficio operativo-174.18 M250.16 M354.92 M221.47 M-385.06 M-260.21 M-262.61 MTotal de ingresos no operativos0-93 K0————Gastos por intereses, netos de intereses capitalizados141.5 M80 M82.52 M270.79 M373.92 M335.87 M335.87 MIngresos no operativos, una vez deducidos los gastos por intereses-141.5 M-80.09 M-82.52 M————Ingresos/gastos extraordinarios———————Beneficio antes de impuestos-187.6 M18.44 M153.04 M54.62 M65.07 M176.95 M176.95 MParticipación en los beneficios———————Impuestos-79 K-136 K-136.65 M15.68 M13.74 M41.27 M41.27 MParticipación minoritaria00—————Otros ingresos/gastos después de impuestos-8.92 M-8.65 M1.83 M8.93 M-10.75 M-9.99 M-9.99 MBeneficio neto antes de actividades interrumpidas-187.54 M18.58 M289.69 M38.94 M51.33 M135.68 M135.68 MOperaciones suspendidas———————Beneficio neto-187.54 M18.58 M289.69 M38.94 M51.33 M135.68 M135.68 MAjuste por dilución—0—————Dividendos de las acciones preferentes—0—————Beneficio neto diluido atribuible a los accionistas-187.54 M18.58 M289.69 M38.94 M51.33 M135.68 M135.68 MBeneficio básico por acción————0.461.181.18Beneficio por acción diluido—0.18——0.451.161.16Número medio de acciones ordinarias————111.73 M114.61 M457.67 MAcciones diluidas—102.15 M——113.12 M117.23 M467.29 MEBITDA-133.59 M412.36 M680.82 M500.93 M507.11 M538.03 M629.41 MEBIT-187.62 M406.78 M636.99 M453.74 M448.27 M597.2 M594.79 MCosto de los ingresos—183.09 M311.16 M290.76 M178.27 M254.21 M254.21 MOtros costes de producción———————Amortización y depreciación (flujo de caja)54.03 M5.58 M43.83 M47.2 M58.83 M-59.16 M34.62 M
LendingClub Corporation
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission, and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
LendingClub enabled borrowers to create unsecured personal loans between $1,000 and $40,000. The standard loan period was three years. Investors were able to search and browse the loan listings on LendingClub website and select loans that they wanted to invest in based on the information supplied about the borrower, amount of loan, loan grade, and loan purpose. Investors made money from the interest on these loans. LendingClub made money by charging borrowers an origination fee and investors a service fee.