Valor202020212022202320242025TTMDespesas comerciais, gerais e administrativas2.07 B2.12 B2.53 B2.67 B3.16 B3.61 B3.94 BPesquisa e desenvolvimento———————Lucro operacional14.08 B15.8 B18.81 B21 B23.59 B23.99 B26.3 BLucro não operacional, total-291 M259 M-677 M37 M321 M200 M160 MDespesa com juros, líquida de juros capitalizados————641 M589 M621 MReceitas não operacionais, líquidas das despesas com juros-516 M-513 M-538 M-644 M-641 M-1.18 B-1.24 BReceitas/despesas incomuns225 M772 M-139 M681 M962 M789 M781 MLucro antes dos impostos13.79 B16.06 B18.14 B21.04 B23.92 B24.19 B26.46 BParticipação no lucro———————Impostos2.92 B3.75 B3.18 B3.76 B4.17 B4.14 B4.22 BParticipação de minoritários———————Outras receitas/despesas após impostos145 M109 M94 M-14 M-136 M-94 M-51 MLucro líquido antes das operações descontinuadas10.87 B12.31 B14.96 B17.27 B19.74 B20.06 B22.24 BOperações descontinuadas———————Lucro líquido10.87 B12.31 B14.96 B17.27 B19.74 B20.06 B22.24 BAjuste de diluição———————Dividendos de ações preferenciais———————Lucro líquido diluído disponível aos acionistas13.42 B15.09 B18.34 B21.13 B23.69 B22.6 B25.04 BLucro básico por ação32.4237.37.018.299.7410.2211.5Lucro diluído por ação32.3837.2778.289.7310.211.47Número médio de ações básicas1.95 B1.95 B1.65 B1.62 B1.62 B1.71 B—Ações diluídas2.48 B2.44 B2.14 B2.08 B2.03 B1.97 B—EBITDA14.16 B16.4 B19.44 B21.72 B23.67 B24.07 B—EBIT14.08 B15.29 B18.27 B20.36 B23.59 B23.99 B26.3 BCusto da receita———————Outros componentes do custo———————Amortização e depreciação (fluxo de caixa)80 M83 M90 M76 M79 M78 M—
Visa Inc.
Visa Inc. is an American multinational payment card services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers worldwide, most commonly through Visa-branded credit cards, debit cards and prepaid cards.
Visa does not issue cards, extend credit, or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash access programs to their customers. In 2025, Visa's global network processed 257.5 billion transactions worth US$14.2 trillion.
Visa was founded in 1958 by Bank of America as the BankAmericard credit card program. In response to competitor Master Charge, BofA began to license the BankAmericard program to other financial institutions in 1966. By 1970, BofA gave up direct control of the BankAmericard program, forming a cooperative with the other various BankAmericard issuer banks to take over its management. It was then renamed Visa in 1976.