Valor202020212022202320242025TTMGastos comerciales, generales y administrativos2.07 B2.12 B2.53 B2.67 B3.16 B3.61 B3.75 BInvestigación y desarrollo———————Beneficio operativo14.08 B15.8 B18.81 B21 B23.59 B23.99 B24.5 BTotal de ingresos no operativos-291 M259 M-677 M37 M321 M200 M223 MGastos por intereses, netos de intereses capitalizados————641 M589 M601 MIngresos no operativos, una vez deducidos los gastos por intereses-516 M-513 M-538 M-644 M-1.28 B-1.18 B-1.2 BIngresos/gastos extraordinarios225 M772 M-139 M681 M962 M789 M824 MBeneficio antes de impuestos13.79 B16.06 B18.14 B21.04 B23.92 B24.19 B24.72 BParticipación en los beneficios———————Impuestos2.92 B3.75 B3.18 B3.76 B4.17 B4.14 B3.93 BParticipación minoritaria———————Otros ingresos/gastos después de impuestos145 M109 M94 M-14 M-136 M-94 M-56 MBeneficio neto antes de actividades interrumpidas10.87 B12.31 B14.96 B17.27 B19.74 B20.06 B20.79 BOperaciones suspendidas———————Beneficio neto10.87 B12.31 B14.96 B17.27 B19.74 B20.06 B20.79 BAjuste por dilución———————Dividendos de las acciones preferentes———————Beneficio neto diluido atribuible a los accionistas13.42 B15.09 B18.34 B21.13 B23.69 B22.6 B23.42 BBeneficio básico por acción32.4237.37.018.299.7410.2210.67Beneficio por acción diluido32.3837.2778.289.7310.210.65Número medio de acciones ordinarias1.95 B1.95 B1.65 B1.62 B1.62 B1.71 B6.85 BAcciones diluidas2.48 B2.44 B2.14 B2.08 B2.03 B1.97 B7.85 BEBITDA14.16 B15.37 B18.36 B20.43 B23.67 B24.07 B—EBIT14.08 B15.29 B18.27 B20.36 B23.59 B23.99 B24.5 BCosto de los ingresos———————Otros costes de producción———————Amortización y depreciación (flujo de caja)80 M83 M90 M76 M79 M78 M—
Visa Inc
Visa Inc. is an American multinational payment card services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards.
Visa does not issue cards, extend credit, or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash access programs to their customers. In 2025, Visa's global network processed 257.5 billion transactions worth US$14.2 trillion.
Visa was founded in 1958 by Bank of America as the BankAmericard credit card program. In response to competitor Master Charge, BofA began to license the BankAmericard program to other financial institutions in 1966. By 1970, BofA gave up direct control of the BankAmericard program, forming a cooperative with the other various BankAmericard issuer banks to take over its management. It was then renamed Visa in 1976.